Liability Insurance for CASC/ACSS Members

To purchase Liability Insurance, please select and fill out the following application form. Once the application form & payment is received, it will be processed within 5 to 7 business days. The office will advise and provide you with the Certificate of Insurance documentation and invoice for your records.

Student Liability Insurance Application Form

Member Liability Insurance Application Form

Insurance Update

Effective June 1st, 2021:

We have been informed by our Insurance Brokers that our rates will increase by 5%. CASC/ACSS has been fortunate not to have any increases the last 3 years and we look forward to keep these rates as low as possible – with the best coverage. Our advantage is the number of members who have joined our plan – it has given us the ability to negotiate excellent group rates!

 

CASC/ACSS Insurance

CASC/ACSS does not accept responsibility or liability for any actions or misconduct of any Member. Each Spiritual Care Practitioner, Psycho-Spiritual Therapist, or any other Member of CASC/ACSS in the practice of professional spiritual care or professional counselling should consider the value of both Professional Liability and General Liability Insurance.

A lawsuit, whether justified or not, could drain the financial resources of your spiritual care or counselling practice. Individual misconduct is the sole responsibility of the Spiritual Care Practitioner, Psycho-Spiritual Therapist, or Member of CASC/ACSS. Membership does not, in any way, imply culpability or liability on the part of CASC/ACSS for any individual’s misconduct, unethical behaviour or criminal actions.

CASC/ACSS provides an affordable “Group Insurance Program” for our Members, consisting of Professional Liability and Commercial General (Third Party) Liability. This year we are pleased to confirm that is being extended to include the option of Property Insurance protection.

Professional (Errors & Omissions) Liability Insurance

 

Full Membership Coverage Includes

• $5,000,000 Per Loss Limit
• $5,000,000 Per Policy Period
• $100,000 Penal Defense Coverage
• $0 Deductible Per Loss
• $10,000 Therapy and Counselling
• 2-year Extended Reporting Period (Run-Off)
• included Teaching Extension (if applicable)

Student Coverage Includes

• $2,000,000 Per Loss Limit
• $5,000,000 Per Policy Period
• $100,000 Penal Defense Coverage
• $0 Deductible Per Loss
• $10,000 Therapy and Counselling
• 2-year Extended Reporting Period (Run-Off)

NOTE: Professional Liability Insurance provided through CASC/ACSS meets or exceeds requirements set by the College of Registered Psychotherapists of Ontario (CRPO).

Commercial General Liability

Included when Professional Liability is purchased.

Full Member & Student Coverage Includes

• $2,000,000 Each Occurrence Limit
• $2,000,000 Products and Completed Ops Aggregate Limit
• $10,000 Medical Payments (per person)
• $500,000 Tenants Legal Liability
• $1,000 Deductible Per Loss

Property Insurance Protection

Available for purchase, as an additional option, to those Members who acquire Professional Liability Insurance.

See property insurance summary for details of what is included in this protection.

 

Insurance offered through CASC/ACSS renews on June 1.  Members who wish to join our program and have existing coverage that ends before this date will be accommodated by means of a special extension. Please contact the National Office for details.

All Commercial Insurance Coverages for 2021-2022 will be available for purchase on our website as of March 25, 2021.

For more information about the insurance offered through CASC/ACSS, please contact the National Office, or our broker, Kolran Henzel, at khenzel@rubaninsurance.com or 204-988-5000 ext. 107.  www.rubaninsurance.com 

Claims

Claims Reporting:  What should you report…

Claims Process: What to expect

Please review the Manual Chapter 10 National Administration Policy 013 for further information.